Guarantee Trust Bank Salary Advance Review (GTB Salary Advance/Loan)
Guarantee Trust Bank Salary Advance Review (GTB Salary Advance/Loan).
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We are going to look at what Gtb salary advance is, how to apply for it, how to get an overdraft, requirements and what they offer, how to apply using USSD Code.
What is GTB Salary Advance
Salary Advance is a salary-based temporary overdraft facility which enables staff of private companies and government agencies access 50% of their net monthly salary in advance.
Click here to access the form.
GTSalary Advance is designed to provide a monthly overdraft to a staff of companies, ministries, Parastatals and other government establishments whose salary accounts are domiciled with the Bank.
The customer must have received their salary through their GTBank account in the last 3 months.
Salary Advance is a temporary revolving overdraft with a maximum tenor of 180 days.
The application is done by completing and submitting the Salary Advance application form or through internet banking.
Eligible customers will be given 50% extra or overdraft of the total salary on your salary account and it will be disbursed through the year.
For example, You earn 60,000 per month as salary, and you want to collect salary advance from GTB, the will give you 50% of your salary which is 30,000 and it will repay through the year with an interest. (Interest Rate (13% – 26%))
They Offer minimum credit for 12,500 and a maximum credit of 50% of your salary.
Private employment gets a minimum salary of 50,000 Naira, while government employment gets a minimum salary of 25,000.
How To Apply
The application of the overdraft is completely an online process, to apply you can you can click Here to access the application form or search for it online, using google.
How to apply for GTB salary advance using USSD code.
Dial *737*8*2#, then follow other instructions made available to you.
Hope with this, you have learned How to get Salary advance from GT Bank Using USSD Using USSD Code with any phone.
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